Commercial Equipment Leasing Made Simple
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Get Pre-Approved for Up to $75,000
Your equipment earns revenue. Your available cash keeps the rest of your business moving.
Through our partnership with National Bank, Arns Equipment offers eligible commercial customers access to equipment leasing pre-approval of up to $75,000.
Commercial leasing can help your business acquire the equipment it needs without committing the full purchase price upfront. Instead, you can spread the cost over a predictable leasing period while keeping more capital available for payroll, fuel, insurance, advertising, repairs, materials, and other operating expenses.
Leasing is available for qualifying commercial purchases starting at $3,500.
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Commercial Leasing at a Glance
- Apply for pre-approval of up to $75,000
- Minimum qualifying purchase of $3,500
- Choose a term of 24, 36, 48, or 60 months
- Optional 90-day payment deferral with a 5% down payment
- Available for qualifying commercial outdoor power equipment
- Additional business assets may be included in the lease
- Subject to National Bank credit approval and applicable terms
Why Lease Commercial Equipment?
Purchasing equipment outright can place significant pressure on your available capital, especially when you are building a fleet, preparing for a new contract, replacing aging equipment, or buying ahead of a busy season.
Commercial leasing allows you to spread the cost of qualifying equipment over a longer period instead of paying the full amount immediately.
This can help your business:
- Preserve cash for day-to-day operating expenses
- Maintain working capital for payroll, fuel, insurance, and materials
- Acquire equipment before it is urgently needed
- Build or upgrade a fleet without one large upfront purchase
- Match equipment expenses more closely with the revenue that equipment helps generate
- Keep capital available for new contracts and business growth
The right equipment can help you complete more work, serve more customers, and take on larger contracts. Leasing gives eligible businesses another way to make that investment while protecting the cash needed to operate.
Flexible Leasing Terms for Your Business
Commercial leasing is available on qualifying purchases of $3,500 or more.
Eligible businesses can apply for pre-approval of up to $75,000 and select from the following leasing periods:
- 24 months
- 36 months
- 48 months
- 60 months
A longer leasing period may help reduce the regular payment amount, while a shorter term may allow your business to complete the lease sooner. An Arns Equipment sales advisor can help you review the available options for your proposed equipment package.
All applications are subject to National Bank approval, applicable leasing terms, and equipment eligibility.
Buy Before the Season and Pay When the Work Begins
Seasonal businesses often need to purchase equipment before that equipment begins generating revenue. With an optional 90-day deferred payment period and a 5% down payment, eligible commercial customers can secure qualifying equipment now and delay their first regular payment until closer to the beginning of their working season. This can help you prepare early, avoid seasonal inventory shortages, and have your equipment ready before customer demand increases.
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Prepare Your Snow Removal Fleet Before Winter
Snow removal contractors cannot always wait until the forecast calls for snow to purchase equipment.
The deferral option can allow an eligible contractor to secure one or more BOSS SR MAG sidewalk machines before the snow flies, helping the business prepare its fleet, train operators, and avoid the rush that arrives with the first major snowfall.
Instead of committing the full purchase price immediately, the business may be able to keep more capital available for insurance, staffing, vehicle expenses, salt, fuel, and other preseason costs.
Secure Aeration Equipment Ahead of Spring
Spring aeration season can arrive quickly, and commercial equipment demand often increases as the season approaches.
A commercial landscaper may be able to purchase Billy Goat aerators ahead of spring, giving the team time to prepare and promote aeration services before the equipment begins generating revenue.
This can be especially valuable when adding a new service, preparing for booked work, or purchasing multiple machines for a growing crew.
Equip Your Crews Before the Busy Season
The deferred payment option may also be used for qualifying equipment such as STIHL commercial backpack blowers, trimmers, chainsaws, and other outdoor power equipment.
Purchasing ahead of the season gives your business time to:
- Secure the models your crews need
- Assemble and prepare the equipment
- Train employees before work becomes busy
- Replace unreliable equipment before it causes downtime
- Begin regular payments closer to when the equipment is earning revenue
The optional 90-day payment deferral is subject to credit approval, a 5% down payment, applicable National Bank leasing terms, and equipment eligibility.
Lease More Than Outdoor Power Equipment
a qualifying lease may include more than the primary equipment purchase. Depending on the proposed package and leasing approval, eligible business assets may include:
- Equipment wraps and commercial graphics
- Commercial trailers
- Attachments and accessories
- Other qualifying assets related to your business operations
For example, a contractor purchasing new equipment may be able to include a trailer and branded graphics as part of the same qualifying lease package.
Speak with an Arns Equipment sales advisor before applying to determine which equipment and related assets may be eligible.
What Types of Equipment Can Be Leased?
Commercial leasing may be available for qualifying equipment used in landscaping, snow removal, property maintenance, equine care, agriculture, construction, and other commercial operations. Eligible equipment packages may include:
- Commercial zero-turn mowers
- Stand-on and walk-behind mowers
- Sidewalk snow removal equipment
- Snow blowers and power brushes
- Aerators, overseeders, and sod cutters
- Commercial trimmers and brush cutters
- Backpack blowers
- Chainsaws and cutting equipment
- Compact loaders and attachments
- Commercial trailers
- Other qualifying outdoor power equipment and business assets
Equipment eligibility is determined as part of the application and approval process.
Who Can Apply for Commercial Equipment Leasing?
This leasing program is intended for businesses purchasing equipment for commercial use. To apply, you must:
Leasing may be suitable for:
- Commercial landscaping companies
- Snow removal contractors
- Equine facilities and equine-care businesses
- Agricultural and acreage-service businesses
- Property maintenance companies
- Construction and site-maintenance businesses
- Municipal and institutional operations
- Other businesses using outdoor power equipment
To apply, you must:
- Operate as a business
- Purchase the equipment for business use
- Carry commercial liability insurance
- Have a qualifying purchase of at least $3,500
- Meet National Bank’s credit and approval requirements
Not sure whether your business or proposed equipment package qualifies? Speak with an Arns Equipment sales advisor before submitting your application.
